Ahmed Raza Khan: Mohammed Aqib Qadri:
O People who Believe! If you make an agreement for debt
for a specified time, write it down; and appoint a scribe to
write it for you with accuracy; and the scribe must not refuse
to write in the manner Allah has taught him, so he must write;
and the liable person (debtor ) should dictate it to him and
fear Allah, Who is his Lord, and not hide anything of the
truth; but if the debtor is of poor reasoning, or weak, or
unable to dictate, then his guardian must dictate with
justice; and appoint two witnesses from your men; then if two
men are not available, one man and two women from those you
would prefer to be witnesses, so that if one of them forgets,
the other can remind her; and the witnesses must not refuse
when called upon to testify; do not feel burdened to write it,
whether the transaction is small or big - write it for up to
its term's end; this is closer to justice before Allah and
will be a strong evidence and more convenient to dispel doubts
amongst yourselves - except when it is an instant trade in
which exchange is carried out immediately, there is no sin on
you if it is not written down; and take witnesses whenever you
perform trade; and neither the scribe nor the witnesses be
caused any harm (or they cause any harm); and if you do, it
would be an offence on your part; and fear Allah; and Allah
teaches you; and Allah knows everything.